Dissolving co-ownership in Spain with a mortgage: the definitive guide 2026

Quick answer: What happens to the mortgage when you dissolve co-ownership in Spain?When you dissolve co-ownership (extinción de condominio) on a mortgaged property, the agreement between the co-owners does not release the departing party from the debt. To stop being a debtor with the bank, the bank must explicitly accept that release. Without the bank’s […]